Level 60 Level 62
Level 61

Bank Performance

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Gross Interest Income
Interest income generated from all assets.
Gross Interest Expenses
Interest paid on deposits and on other borrowed funds.
Noninterest Income
Income resulting from fees charged or services provided.
Loan Loss Provision
A reserve account established by a bank in anticipation of loan losses in the future.
Noninterest expenses
Expenses, such as salaries and office equipment, that are unrelated to interest payments on deposits or borrowed funds.
Securities Gains and Losses
Bank accounting term that reflects the gains or losses generated from the sale of securities.
Return on Assets (ROA)
Defined as net income divided by assets.
Return on Equity ( ROE)
Defined as net income divided by equity.